![]() Whereby banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Lending activities can be directly performed by the bank or indirectly through capital markets. I don't know about CDs, checking, or brokerage links with this bank.A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Transfers are relatively quick, and rate changes are responsive to the market.
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